BALANCE TRANSFER & TOP-UP- With support of our experience team we advice our customer in relation to their existing housing loan, if the existing housing loan interest rate is very high then we suggest them to take over the said loan to other bank where the rate of interest is lowest and competitive and also with this balance transfer the customer is in a position to avail Top-up loan with lowest rate for fulfillment of their increasing financial needs like purchase of Car, consumer durable, , Children Education/ Marriage and also business expansion.